The Ultimate 7 Layer Dip is a colorful and tasty mix that brings together creamy beans, zesty salsa, smooth guacamole, tangy sour cream, shredded cheese, ripe olives, and fresh green onions. It’s a party favorite because every bite has a little bit of everything—soft, crunchy, cheesy, and a little spicy.
I love making this dip whenever we have friends over or when there’s a big game on TV. It’s easy to put together, and everyone always grabs a chip and comes back for more. My tip is to use fresh ingredients when you can, especially the guacamole and salsa—it really makes the flavors pop. Plus, layering it carefully so each part is visible just makes it look so inviting!
Serving this dip with crunchy tortilla chips is the best way to enjoy it. I usually set it out with some extra veggies on the side, like carrot sticks or cucumber slices, for a little fresh crunch. It’s one of those dishes that turns any gathering into a casual, fun celebration where people naturally gather around the bowl and start chatting.
Key Ingredients & Substitutions
Refried Beans: This is the base that adds creaminess and richness. You can use pinto or black refried beans. For a healthier twist, try low-fat or homemade refried beans.
Taco Seasoning: It brings the Mexican flavor punch. Store-bought is fine, but homemade seasoning with chili powder, cumin, garlic, and paprika often tastes fresher.
Salsa: Chunky salsa adds texture and zest. If you prefer milder flavors, use mild salsa or fresh diced tomatoes with a little lime juice and cilantro.
Sour Cream & Guacamole: Both add creaminess and balance. Greek yogurt can substitute for sour cream for fewer calories. Fresh guacamole is best but store-bought works well too.
Cheddar Cheese: Sharp cheddar gives a nice tang. You can swap with Monterey Jack or a Mexican cheese blend if you want a milder taste.
Toppings: Black olives, tomatoes, green onions, and cilantro add freshness and crunch. Feel free to add jalapeños for extra heat or swap olives for pickled jalapeños.
How Do You Layer the Dip So It Looks Great and Tastes Perfect?
Layering is key to making this dip both beautiful and tasty. Take your time to spread each ingredient evenly and gently to keep layers distinct.
- Start by spreading the bean mixture flat and smooth; this creates a solid base.
- Next, carefully spoon salsa over the beans and spread gently to avoid mixing layers.
- Use the back of a spoon or an offset spatula to smooth the sour cream and guacamole layers evenly on top.
- Sprinkle shredded cheese evenly so it covers all guacamole.
- Lastly, add your fresh toppings thoughtfully for color and texture—you want to see each ingredient visible.
- Chill the dip for 30 minutes to let flavors blend and for the layers to firm up before serving.

Equipment You’ll Need
- 9-inch round glass dish – perfect for layering and showing off those colorful layers.
- Medium mixing bowl – to mix the refried beans and taco seasoning smoothly.
- Spoon or spatula – for spreading each layer evenly without mixing.
- Sharp knife – to slice olives, tomatoes, and green onions neatly.
Flavor Variations & Add-Ins
- Add cooked ground beef or shredded chicken to the bean layer for extra protein and heartiness.
- Swap cheddar cheese with pepper jack for a bit of spicy kick.
- Mix black beans or corn into the salsa for added texture and sweetness.
- Top with diced avocado or a dollop of pico de gallo instead of guacamole for fresh flavor.
Ultimate 7 Layer Dip
Ingredients You’ll Need:
Layer Ingredients:
- 1 (16 oz) can refried beans
- 1 (1 oz) packet taco seasoning
- 1 cup chunky salsa
- 1 cup sour cream
- 1 cup guacamole (store-bought or homemade)
- 1 cup shredded cheddar cheese
- ½ cup sliced black olives
- 1 cup halved grape or cherry tomatoes
- 2 green onions, sliced
- Fresh cilantro, chopped (optional, for garnish)
For Serving:
- Tortilla chips
How Much Time Will You Need?
This recipe takes about 10 minutes to prepare and assemble. Chilling the dip for at least 30 minutes before serving helps the flavors come together and the layers set nicely.
Step-by-Step Instructions:
1. Prepare the Bean Layer:
In a medium bowl, stir the refried beans and taco seasoning together until mixed well. Spread this mixture evenly in the bottom of a 9-inch round or similar glass dish. This will be the base layer for your dip.
2. Add the Salsa and Cream Layers:
Carefully spoon the chunky salsa over the beans, spreading it evenly. Then gently spread the sour cream evenly over the salsa layer, being careful not to mix the layers.
3. Add Guacamole and Cheese:
Next, spread the guacamole evenly over the sour cream. Sprinkle the shredded cheddar cheese evenly on top of the guacamole.
4. Finish With Fresh Toppings:
Top with sliced black olives, halved grape or cherry tomatoes, and sliced green onions. If you like, sprinkle chopped fresh cilantro for an extra burst of flavor.
5. Chill and Serve:
Cover the dish and refrigerate for at least 30 minutes to let the flavors blend. Serve chilled with tortilla chips for dipping. Enjoy your delicious Ultimate 7 Layer Dip!
Can I Make the 7 Layer Dip Ahead of Time?
Yes! Prepare all the layers and assemble the dip a few hours or even the night before. Just cover it tightly and refrigerate. Give it a quick stir or freshen the top layer with extra guacamole or tomatoes before serving.
What Can I Use Instead of Sour Cream?
You can substitute Greek yogurt for sour cream to reduce calories and add a tangy flavor. It works great and keeps the creamy texture.
How Should I Store Leftover Dip?
Store leftovers in an airtight container or cover the dish tightly with plastic wrap. Keep it refrigerated and consume within 2-3 days for the best taste and freshness.
Can I Add Protein to This Dip?
Absolutely! Cooked ground beef, shredded chicken, or black beans can be added to the refried bean layer to make it heartier and more filling. Just season the protein to taste before layering.



